Privacy Policy

 

  1. Introduction

    Komdesh (“we,” “our,” or “us”) is committed to protecting your personal information and your right to privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our website and services, including international money transfer and currency exchange.By using our services, you agree to the collection and use of information in accordance with this Privacy Policy.

  1. Information We Collect

    Personal Information: Full name, date of birth, address, phone number, email address, government-issued ID, payment and transaction details. Technical Information: IP address, browser type, device info, usage data.Transaction Information: Sender/recipient details, amounts, currency, history.

  1. How We Use Your Information

    Provide services, process transactions, verify identity (KYC), prevent fraud, comply with laws, improve services, communicate with users.

  1. Legal Basis for Processing

    Consent, contractual necessity, legal obligations, and legitimate business interests.

  1. Identity Verification and Compliance

    Komdesh complies with Canadian regulatory requirements including FINTRAC obligations for identity verification and monitoring.

  1. Sharing of Information

    We may share data with financial institutions, service providers, regulators, and partners. We do not sell personal data.

  1. International Data Transfers

    Data may be processed outside Canada with appropriate safeguards.

  1. Data Security

    We use encryption, secure servers, and access controls, but cannot guarantee absolute security.

  1. Data Retention

    We retain data as required for legal, regulatory, and operational purposes.

  1. Your Rights

    Access, correction, deletion (where permitted), withdrawal of consent, and complaint rights.

  1. Cookies

    Used to enhance experience and analyze traffic. Users can manage via browser settings.

  1. Third-Party Links

    We are not responsible for third-party privacy practices.

  1. Children’s Privacy

    Services are not intended for users under 18.

  1. Changes to Policy

    We may update this policy at any time.

  1. Contact

    Komdesh, Ottawa, Website: www.komdesh.com